how to write cover letter ai

AI Cover Letter Generator

We helped people land jobs at.

By The Numbers

from start to finish.

Last week more than

cover letters were made.

Out of our users

Use it more than once.

We Help Get You Hired

8 recent cover letter examples.

Resume Worded

Generate your cover letters with ai, get proven cover letters in seconds, not hours. use our ai cover letter generator to write effective, hyper-personalized cover letters that hiring managers will love. save time and stand out in your job search..

See it in action

You'll never get stuck writing a cover letter again. see it for yourself in the example below. it's absurdly simple to generate a complete cover letter that you can use with your application. the whole process takes around 45 seconds., cover letters...the easy way., writing cover letters sucks. it’s hard to know what to say, what experience to highlight, or skills to mention, and even though most employers still ask for a cover letter, they rarely tell you what they want it to include. what a headache well. not anymore. with our ai-powered cover letter generator, you can create a personalized cover letter for every job application that highlights your unique skills and qualifications, stands out from the crowd with compelling prose, and uses engaging, professional phrasing to showcase not only your skills but also your personality. our unique tool pulls relevant details from your resume and tailors your cover letter to the specific job requirements so you know your letter will show a recruiter precisely what they’re looking for - no more guessing required. and even better, it saves you time. our generator will scan your resume and job description in seconds, delivering a high-performing, well-crafted cover letter in less than a minute. so you can spend less time worrying about what to write and more time preparing for all the interviews your cover letters will get you., what sets our cover letter generator apart from the rest, our cover letter generator is so much more than an ai writing tool. it knows how to write professional, engaging cover letters that will win you interviews and make your next application a success..

• Developed by recruiters Developed by our team of professional recruiters and hiring managers, our AI-powered software knows what employers are looking for in a great cover letter. Our wealth of resume writing knowledge ensures our software is up-to-date with current recruitment trends and is specifically developed with industry professionals in mind.
• Filled with personality Our generator doesn’t just write words. It crafts compelling stories that showcase your personality. Our AI Generator creates cover letters that highlight your skills, personality, and enthusiasm for the role. It also detects your resume's tone and phrasing to make a cover letter that sounds like you.
• Tailored to the job Just like any good resume, our AI-generated cover letters include the right mix of industry-specific keywords, hard skills, and relevant experience to ensure your letter is tailored to the specific role and company you’re applying for, leaving the guesswork out of writing your next cover letter.

Get a cover letter that recruiters will love

Get a cover letter that adds in real unique personality

Why is a good cover letter so important?

Cover letters are often the first part of your application an employer will see, so it’s crucial to ensure that first impression is a good one. a poorly written cover letter can cause a recruiter to disregard your application, just as a good cover letter can make a hiring manager excited to read your resume. a cover letter should give the reader enough information to see why you’re the right candidate for the job without simply re-writing your resume. it needs to demonstrate your enthusiasm for the position, show an employer that you understand their company, and showcase a little of your personality while maintaining a professional tone. it’s hard to sell yourself as the perfect candidate when you don’t know what an employer is looking for, and even harder to write concise, memorable, error-free prose specifically tailored to each application. that’s where our tool comes in. don’t fret about capturing the right mix of personable and professional. use our ai-powered generator to quickly write a cover letter that does all of the above and lets you focus on getting back to your job search., rules for writing a good cover letter, when you’re writing a cover letter, open with a strong introduction. if possible, find the name of the hiring manager and address them directly to show initiative and attention to detail. then, mention the job you’re applying for and your enthusiasm for the role. the following paragraph should highlight particular skills and qualifications relevant to the position, paying special attention to any hard skills and keywords mentioned in the job description. next, show you've done some research on the employer by describing how your skills align with the company's goals or values, and end by thanking the reader for their consideration. your cover letter should be 3 or 4 paragraphs in total. remember, you’re not rewriting your whole resume. the key is to be concise and direct, choosing one or two examples to showcase your points. when you’re finished, remember to proofread for grammar and spelling mistakes, as we all know how poor typos look on professional documents..

Ready to generate your cover letter?

So, are you ready to generate your first cover letter here’s how it works. all you have to do is upload your resume and the job description of the role you’re applying for, and our ai tool will detect your relevant achievements, skills, and experience. it will then craft those skills into a compelling cover letter that is pre-formatted, error-free, and personalized to capture your professional voice. you can also tell the ai software to specifically highlight certain aspects of your resume if there’s a particular qualification you want your cover letter to focus on. as the process is so quick, you can create multiple cover letters for each application if you wish, allowing you to choose whichever you prefer. you can also play around and see if highlighting a certain aspect of your resume creates a more compelling narrative, or combine your favorite parts from multiple letters. it’s so easy to use, it’s really up to you..

•   Resume Optimizer Is your resume optimized to get past hiring managers and the ATS? Upload it to this tool and instantly get actionable steps to improve it.
•   Job Description Keyword Finder Your resume needs to include the right keywords to get past resume screening systems. Find out what those keywords are, using the job description.
•   Google Docs Resume Templates Need a resume template that's recruiter-approved and passes automated hiring systems? Choose one from 300+ free Google Docs templates we've curated that you can edit online.

Get your free cover letter in 60 seconds

Don't waste time writing your cover letters. let ai use your past work experience and information about the job to generate a perfect cover letter.,    get expert feedback on your resume, instantly, get access to our resume ai tool that will find and fix your resume's mistakes, so you get more interviews..

• Have an account? Sign in

E-mail Please enter a valid email address This email address hasn't been signed up yet, or it has already been signed up with Facebook or Google login.

Password Show Your password needs to be between 6 and 50 characters long, and must contain at least 1 letter and 1 number. It looks like your password is incorrect.

Remember me

Forgot your password?

Sign up to get access to Resume Worded's Career Coaching platform in less than 2 minutes

Name Please enter your name correctly

E-mail Remember to use a real email address that you have access to. You will need to confirm your email address before you get access to our features, so please enter it correctly. Please enter a valid email address, or another email address to sign up. We unfortunately can't accept that email domain right now. This email address has already been taken, or you've already signed up via Google or Facebook login. We currently are experiencing a very high server load so Email signup is currently disabled for the next 24 hours. Please sign up with Google or Facebook to continue! We apologize for the inconvenience!

Password Show Your password needs to be between 6 and 50 characters long, and must contain at least 1 letter and 1 number.

Receive resume templates, real resume samples, and updates monthly via email

By continuing, you agree to our Terms and Conditions and Privacy Policy .

Lost your password? Please enter the email address you used when you signed up. We'll send you a link to create a new password.

E-mail This email address either hasn't been signed up yet, or you signed up with Facebook or Google. This email address doesn't look valid.

Back to log-in

Create a great cover letter with Copilot

JUNE 12, 2024

3 MIN READING

AI FOR: Work

You may also like:

What is Copilot, and how can you use it?

How to write a bedtime story with ai, what is generative ai, using the copilot app and its features.

Writing a cover letter—and often multiple cover letters—can take a lot of time. Using Copilot  as your AI assistant can speed up the process by helping you create and optimize cover letters that'll wow hiring managers.

How Copilot can help you write a cover letter

Copilot  can generate text  based on the prompt you give it. It can also analyze vast amounts of relevant information and web results. With your creative input and Copilot as your AI assistant, you can handle a wide variety of research, writing, and editing tasks to help create great cover letters for free.

So, what are the ways that Copilot can help with the cover letter process? Here are just a few:

Credit: Image created with AI

Generate cover letter templates

Wondering how you begin a cover letter? A solid template is a great way to start, and Copilot  can create a free cover letter template upon request. Simply ask Copilot to “generate a basic cover letter template.” Then copy and paste it into a Microsoft Word  document or another platform and go from there. You can also upgrade to Copilot Pro  to use Copilot right inside Word and other M365 apps!

Match your skills and experience to a job description

Use your resume and a job description to have Copilot  create a personalized cover letter draft. Simply enter this prompt: “Create a cover letter draft for the below position that highlights my skills and experience in my below resume.” Then, paste the job description or URL and resume into the same prompt. Do you want to get your personality into the draft, too? Provide a few descriptors in your prompt to help Copilot hit the right tone.

Identify keywords for ATS

Applicant tracking systems (ATS) scan resumes and cover letters for specific keywords. These keywords could be related to skills, titles, and qualifications for the posted job. You can use Copilot  to help identify possible ATS keywords so you can optimize your cover letter with them.

Try asking Copilot to “analyze this job description for relevant keywords for applicant tracking systems?” Then, copy and paste the URL or text of the job description. While Copilot can’t provide the specifics of what a company is looking for or how or whether it uses ATS, Copilot can suggest several keywords that may apply to the specific job description. You can incorporate these manually or paste your cover letter draft in the Ask me anything… search box and ask Copilot to help integrate the recommended keywords into the text.

Learn from cover letter examples

You can also use Copilot  to become a cover letter writer extraordinaire. Try prompting Copilot to provide cover letter examples in your field, related to a specific job or company, or that showcase your skills or experience. Copilot will search the web to find examples for you or create examples itself. Studying these examples is a great starting point. After learning from them, make your cover letter stronger by personalizing it to the role and what you can bring to it.

Get feedback and suggestions

Let Copilot proofread your finished cover letter for grammar  and give general feedback based on quality, engagement, tone, and more. You can also have Copilot  further evaluate your qualifications by asking it to check your final product against the job description.

Create different variations

It’s not uncommon to have to write several cover letters for different roles. Thankfully, Copilot  can help create variations of existing cover letters and tailor them to different job descriptions. Once you have a cover letter that captures your skills and style, ask Copilot to help create updated drafts to match as many job descriptions as you like!

Getting your foot in the door can be hard, but Copilot  and the Copilot app  can help you get the job you want . Whether you’ve been job hunting for a few months or you’re just entering the market, Copilot is there to help you find, apply for, and land your next job!

Share this page

Products featured in this article.

Microsoft Word

Copilot mobile app, more articles.

24 October, 2023 - 3 MIN

Check your grammar with Copilot

Write stronger emails, essays, and more by checking your grammar with Bing Chat.

21 November, 2023 - 2 MIN

Use AI to help get the job you want

Go after the job you want with help from AI.

21 November, 2023 - 4 MIN

Copilot: AI prompt writing 101

Get tips and tricks for writing strong AI prompts to get exactly what you need.

Privacy preference center

We care about your privacy

When you visit our website, we will use cookies to make sure you enjoy your stay. We respect your privacy and we’ll never share your resumes and cover letters with recruiters or job sites. On the other hand, we’re using several third party tools to help us run our website with all its functionality.

But what exactly are cookies? Cookies are small bits of information which get stored on your computer. This information usually isn’t enough to directly identify you, but it allows us to deliver a page tailored to your particular needs and preferences.

Because we really care about your right to privacy, we give you a lot of control over which cookies we use in your sessions. Click on the different category headings on the left to find out more, and change our default settings.

However, remember that blocking some types of cookies may impact your experience of our website. Finally, note that we’ll need to use a cookie to remember your cookie preferences.

Without these cookies our website wouldn’t function and they cannot be switched off. We need them to provide services that you’ve asked for.

Want an example? We use these cookies when you sign in to Kickresume. We also use them to remember things you’ve already done, like text you’ve entered into a registration form so it’ll be there when you go back to the page in the same session.

Thanks to these cookies, we can count visits and traffic sources to our pages. This allows us to measure and improve the performance of our website and provide you with content you’ll find interesting.

Performance cookies let us see which pages are the most and least popular, and how you and other visitors move around the site.

All information these cookies collect is aggregated (it’s a statistic) and therefore completely anonymous. If you don’t let us use these cookies, you’ll leave us in the dark a bit, as we won’t be able to give you the content you may like.

We use these cookies to uniquely identify your browser and internet device. Thanks to them, we and our partners can build a profile of your interests, and target you with discounts to our service and specialized content.

On the other hand, these cookies allow some companies target you with advertising on other sites. This is to provide you with advertising that you might find interesting, rather than with a series of irrelevant ads you don’t care about.

AI Cover Letter Generator

Generate a cover letter in seconds with artificial intelligence.

You don’t have to be a writer to experience writer’s block. Our AI Cover Letter Writer can help you with your first draft.

AI Cover Letter Writer

Powered by OpenAI’s GPT-4 NLP model.

GPT-4 is an autoregressive language model that uses machine learning to produce human-like text and it’s very powerful. Even its predecessor was deemed too dangerous to unleash onto the world. Now you can use it to write your cover letter. Give it a try and see for yourself how GPT-4 can generate a great cover letter in seconds.

• It’s a bit of an overkill to use this for cover letters
• On the other hand, why not?

AI Generated Cover Letter

Great for people who don’t like to write.

The AI Cover Letter Writer is incredibly capable. But remember, no artificial intelligence can write a cover letter that truly communicates who you are. Only you can do that. But if you don’t know where to begin, you can use this AI Cover Letter Writer to generate a great first draft of your cover letter. Just don’t forget to edit it a little.

• Always produces a decent-enough cover letter
• Everything happens at a single press of a button

AI Resume Writer

The AI Writer can make resumes too.

If you’re struggling with your CV or resume, don’t hesitate to use the AI Writer for that too. Our AI Resume Writer runs on the same technology and is equally capable. What’s more, it can help you generate a resume tha visually matches your cover letter. Not convinced just yet? Learn more about the AI Resume Writer.

• Cover letters? Resumes? The AI Writer can do it all
• Generate a first draft, edit it later

AI Generated Cover Letter Examples

What does an AI-generated cover letter look like? See for yourself below! All of these cover letter samples were generated by our AI Cover Letter Writer.

“Not only does Kickresume provide templates, it also makes you think vigorously about yourself as a candidate, thus getting the best out of you. I would highly recommend Kickresume to every enthusiastic jobseeker — give it a try and you'll fall in love with it.“ David Mantic, Product Manager at Telekom

“Kickresume helped me land a job at Philips! Creating my CV and cover letter was very quick and easy, and the outcome very professional. It impressed every single job interviewer I had an interview with. Definitely worth the small investment as it will benefit your career substantially.“ Dennis Bondarev, Key account manager at Philips

“When I was changing careers, I wanted a resume with a modern look and feel that would set me apart from other applicants. When I came across Kickresume, I absolutely loved their designs and the ease of use. What's more, interviewers would often tell me how pleased they were with the look of my resume.“ Steve Dominguez, Graphic Designer at K-Brite

“Kickresume is by far the most powerful resume editor on the web. It helped me create my resume really fast and people are always "Wow" when they see it. Moreover, having a portfolio website is awesome and it's easy to create. A must-have tool for anyone who changes jobs regularly.“ Bastien Vidé, Full-stack Developer & Team Manager at Airfrance

“When I was looking for my first job after finishing university, I struggled to stand out from the crowd of other graduates. Kickresume gave me the edge I needed. Suddenly I would get invited to interviews! I can't recommend it enough. Great designs, incredibly easy to use and totally worth the upgrade.“ Peter Trenkner, Product Line Manager at Dell

“Being a college student who is transitioning to the work life, I consider Kickresume the most helpful tool available. It is very user-friendly with a variety of designs tailored to your personal preferences and profession. It doesn't get any better than this!!!“ Giamnys Valdés Lastre, Research Intern at University of Kentucky

The only career toolbox you'll ever need.

Ai resume builder.

Let artificial intelligence write your resume. Our AI Resume Writer is powered by OpenAI’s GPT-4 language model and it can produce your first draft in seconds.

AI Cover Letter Builder

Try our AI Cover Letter Writer and produce a rock-solid cover letter in seconds. Most people struggle to find the right words for their cover letter. Let AI find them for you.

40+ ATS-Ready Templates

All resume and cover letter templates are customizable, ATS-friendly, and designed by a team of professional typographers and recruiters.

AI Resignation Letter Generator

Our AI Resignation Letter Writer will help you find the right words to quit your job and leave all bridges unburned.

Kickresume for Mobile

Create a perfect resume or cover letter from your mobile device. You can now access and edit your career documents from anywhere! Available on both iOS and Android.

1,500+ Resume Examples

Get inspired by resume and cover letter examples that helped real people land jobs with the world’s top companies. Search by company or job title.

Resume Checker

Find out how your resume compares against other successful resumes in our database. Receive your resume score and get personalized tips on how to improve it.

Website Builder

Turn your resume into a personal website with a single click. Choose from a number of customizable templates and let your future employer find you online.

Proofreading

Let our experienced human proofreaders make sure that your resume or cover letter have impeccable grammar. Don’t let a silly mistake ruin your chances of landing a job.

AI Cover Letter Writer FAQ

While we’ve tried to make this tool as easy to use as possible, it’s okay to have questions. If you don’t find your answers here, contact our customer support.

What is an AI Cover Letter Writer?

Kickresume’s AI cover letter writer is powered by OpenAI’s GPT-3 natural language processing model. It can generate role-specific cover letters that look and feel a lot like cover letters written by real people.

On the other hand, it has its own limitations. Artificial intelligence doesn’t know you. It cannot tell your story the way you’d be able to.

That's why you should use this cover letter writer with caution. Nevertheless, it can produce a decent-enough cover letter that you can use as your first draft in case you’re struggling with writer’s block. However, remember to edit your AI-generated cover letter and make it more you.

Learn more about the AI cover letter writer or try it out for yourself and generate your cover letter .

How does an AI Cover Letter Writer work?

Simply enter your most recent job title, press the “Use AI Writer” button and the AI writer will generate a cover letter for you.

If you don’t like that cover letter, simply press the button again. It will generate another set of sentences or rewrite the cover letter from scratch.

What is the best AI Cover Letter Writer?

Kickresume's AI Cover Letter Builder . Here are the reasons why:

• Kickresume AI Cover Letter Builder is based on OpenAI’s GPT-3 neural network, which is the world's most powerful natural language processing model .
• It can generate role-specific cover letters that look and feel a lot like cover letters written by real people.
• Each cover letter that is produced by our AI Cover Letter Builder is unique and custom-built for you.

Is the AI Cover Letter Writer free?

Unfortunately, it is not. On the other hand, there’s a large number of uses (or credits) included with every Kickresume premium subscription plan.

Why is it not free? Kickresume has to pay the OpenAI corporation for every use of its GPT-3 model. Because of that, every use of the AI writer consumes a credit.

In case you run out of these credits, you can either wait for the next billing period or contact our customer support.

If you want to unlock the full power of Kickresume, you can upgrade to a Premium subscription at any time for as little as 5 EUR per month.

Also, Kickresume is free for students .

What is GPT-3?

GPT-3 is OpenAI’s autoregressive language model that uses deep learning to produce human-like text. Put more simply, it’s an AI that can write all kinds of texts, including a programming code, really really well.

GPT-3 is the third generation of this model and it’s very powerful. For instance, even its previous iteration, GPT-2, was considered too dangerous to release to the public. Why? Just imagine what a motivated internet troll or spammer could do with it.

Anyway, the current generation of this language prediction model was in the end released to the public and you can now use it for all kinds of things, including writing your cover letter.

Build a cover letter in less than ten seconds.

Join 5,000,000 successful job seekers who already got hired with cover letters created with Kickresume.

Jobscan > AI-Powered Cover Letter Generator

AI-Powered Cover Letter Generator: Easy, Fast, Effective

Generate a Personalized Cover Letter In As Little As 5 Seconds Say goodbye to the stress of writing a cover letter from scratch. Our AI-powered cover letter generator uses GPT-4 technology to create a personalized and ATS-friendly cover letter in one click. Stand out from the competition and land more job interviews.

Jobscan users have been hired by

How to use the cover letter generator

If you haven’t added any cards, create a new opportunity and add a job description and your resume.

This is where your cover letter will be generated and stored.

Our system will process your resume and the job description to generate a cover letter that matches your skills and the job requirements.

Edit the generated cover letter as you want and click Save!

Get a perfectly crafted cover letter in seconds

With Jobscan’s AI cover letter maker, you’ll get a personalized cover letter with just a single click. Say goodbye to spending endless hours crafting the perfect cover letter or filling out online forms for a generic template. Our AI technology cuts the time to create a cover letter by over 80% so you can apply for even more jobs.

Highlight the skills the hiring manager is looking for

Our AI uses your personal resume and a real job listing to create a 100% original cover letter that is tailored to the job you’re applying for. Stand out from the crowd by highlighting your skills and experience in a way that aligns with the company’s needs. With Jobscan’s cover letter builder, you’ll have a better chance of catching the hiring manager’s attention and landing your dream job.

Get a professional, ATS-friendly cover letter in seconds

Our cover letter creator follows a blueprint designed by industry experts. Your cover letter will follow best practices to be ATS-friendly. Our intelligent tool will make sure your most impressive achievements are highlighted and that your cover letter isn’t filtered out by an ATS.

Customize your cover letter

With the ability to customize your cover letter before finalization, you’ll have complete control over the message you want to convey to hiring managers. This means that you can tailor your letter to specific job openings, highlight relevant skills and experiences, and make a lasting impression on potential employers.

Organize your cover letters in one place

Jobscan’s cover letter generator automatically links with Job Tracker . Each job opportunity card will have a custom cover letter. Now all of your documents for each job application will stay in one place. Say goodbye to the hassle of keeping track of multiple resumes, cover letters, and job applications. Job Tracker streamlines the application process and keeps everything organized.

Frequently Asked Questions

What is a cover letter generator, and how does it work.

A cover letter generator creates a customized letter for a specific job, usually through prompts or a cover letter template. However, Jobscan’s tool generates a complete letter using AI technology based on your resume and a job description. It cites your relevant skills, experience, and achievements, with no additional prompts or forms. It’s the best cover letter generator for anyone who doesn’t consider themselves a good cover letter writer.

Can a cover letter generator create a custom cover letter for my specific job application?

A cover letter generator can create a custom cover letter for your job application, but the level of customization varies depending on the quality of the generator. Jobscan’s generator is industry leading because it uses GPT-4, the latest AI technology, and your complete resume and a specific job description to highlight relevant skills and experience.

Are cover letter generators free to use, or do they require payment?

Jobscan’s cover letter generator is a feature of our Premium plan, which comes with our other industry-leading job search tools like a resume scanner, cover letter scanner, LinkedIn optimization tool, Job Tracker, Job Matcher, resume builder, resume templates, and exclusive access to job seeker guides. You can also check out our cover letter examples .

Can I edit the cover letter generated by a cover letter generator to better fit my needs?

Yes! The generated text is completely customizable. You can copy and paste it into any document editor or template and personalize it as you wish. Using a cover letter generator is a better experience than starting from scratch.

How long does it take to generate a good cover letter using a cover letter generator?

With Jobscan’s cover letter generator, you get a customized cover letter in one click with the power of AI. The generator takes a few seconds to process the different elements and then provides the full text. There are no prompts to complete or forms to fill out. Cover letter writing has never been easier!

Is it OK to use a cover letter generator?

Yes, it’s okay to use a cover letter generator for your job hunt as long as you personalize the output. While these software tools provide a good starting point, editing the generated content to reflect your unique work experience and skills is crucial. This customized experience makes your cover letter more relevant to the job you’re applying for and helps it stand out to hiring managers.

What is the best free cover letter generator?

The best free cover letter generator is Jobscan . Our tool helps you create cover letters tailored to specific job descriptions. This ensure that your application stands out to employers by highlighting relevant topics, skills, and experiences. The cover letter writing process has never been easier!

“I was having a hard time getting interviews, and every single one I submitted after using the tool received a response – either a screening or an invitation to interview.”

Thelonious B.

“I used Jobscan Pro throughout my job search to compare the job description to my resume. I really liked that there were in-depth tips based on what kind of ATS some jobs use to parse keywords and save time.”

“Jobscan helped me immensely. I applied to over 250 jobs over about 2 years and got only one job interview and no offer. I started using Jobscan, applied to only 12 jobs in 3 months and received 5 interviews and landed an awesome job. […] This software is incredible and worth every penny.”

“Once I signed up for Jobscan, I ran my resume with a job that I had applied for previously and found the my resume was really lacking! I used Power Edit and suggestions to rework the resume and resent it to a company that I really had interest in! Almost immediately, I got a positive response and landed an interview!”

Explore More Features

How To Use AI To Write a Cover Letter

Are you contemplating a career transition into the tech sector or another dynamic industry? It’s an exciting thought, but the job hunt often feels overwhelming—and the competition is fierce.

But here’s the thing: a standout cover letter can elevate an inexperienced candidate or weak resume in the eyes of hiring managers. So, how can you ensure yours makes an impact?

This is where an AI tool like ChatGPT comes into play.

Acting as your virtual writing coach, ChatGPT can offer suggestions to enhance your language, structure, and tone. But it does one better: With the right instructions, ChatGPT will write the entire letter for you, saving you precious time in the job search.

Follow this guide to unlock the power of AI for your cover letter. You’ll gain actionable insights on prompt writing, effective outlining, and refining your final draft with AI assistance.

Here’s what we’ll cover:

• Why should I use AI to write a cover letter?

Step 1: Input information about the company, role, and yourself

Step 2: create a detailed outline of your cover letter, step 3: give chatgpt a tone of voice and language style to use, step 4: create a writing prompt with all the necessary info, step 5: review and finalize with chatgpt’s assistance.

• Closing thoughts

1. Why should I use AI to write a cover letter?

If you’ve ever stared at a blank page, unsure how to begin, you’ll appreciate the AI’s capability to kickstart the creative process.

With its Natural Language Processing algorithms and vast knowledge base, ChatGPT can provide you with the inspiration and guidance you need to craft a unique AI cover letter that captures the attention of hiring managers.

This has multiple benefits:

• Speed up the process: Generating AI-powered cover letters shortens the job application process, allowing you to concentrate on other steps in your career transition.
• Customization: AI can craft personalized cover letters. You provide some basic details and get an entire draft suited to your needs.
• Cost-Efficiency : No need to shell out big bucks for professional writing services. ChatGPT is free to use, making it a budget-friendly option for job seekers at all stages.
• Quality improvement: Using AI, such as GrammarlyGo , ensures your writing is clear and mistake-free with the help of AI-powered suggestions.
• Find the right tone: The AI enables you to achieve the right formality, tone, and length in your cover letter by adjusting your text in a few clicks.

Let’s dive into the nuts and bolts of how to actually use ChatGPT to craft your next game-changing AI cover letter.

2. How to use ChatGPT to write a cover letter in 5 simple steps

ChatGPT is not limited to just text generation; it offers a range of capabilities to enhance your cover letter.

By leveraging its core features, such as natural language understanding and context-aware responses, you can create a compelling letter reflecting your skills and personality.

But before diving in, you’ll need to conduct some employer research and collect relevant data, both to give ChatGPT the necessary information to work with and to ensure you are tailoring your cover letter for the specific job opportunity.

This preparatory step ensures that your letter is tailored to the company and role, maximizing its impact.

To start, collect the following data:

• Identify the company: vision, mission statement, core values, and products and services.
• Review the job description for qualifications and experience.
• Create a list of key talking points for your cover letter.
• Gather digital copies of your resume, professional references, and supporting documents to feed the AI.

Once you’ve done this, there are five main steps to writing your cover letter with ChatGPT:

Start by creating a cheat sheet with data points like the company’s mission, the role’s responsibilities, and your qualifications, structured in a machine-readable format such as bullet points or JSON-like text.

This ensures that ChatGPT can effectively parse and incorporate your details. A common obstacle is making your cover letter ATS-friendly yet appealing to human recruiters. Counter this by authentically integrating keywords from the job description into your input.

With this well-structured data, you’re ready to input it into ChatGPT, using either an interactive session or chained prompts to ensure the AI waits for all your details before generating the cover letter for you.

ChatGPT Prompts

• “Let’s compile some information. The company’s mission is [mission statement], the role involves [responsibilities], and I have the following qualifications: [qualifications].”
• “For ATS compatibility, let’s include the keywords [ATS keywords] from the job description.”

Pro Tip: Always tailor this information for each job application to produce a custom, professional cover letter.

So, what exactly should your cover letter include? Outline the structure you wish to follow, breaking it down into introductory remarks, body paragraphs, and a conclusion.

You should also list the key points or qualities you’d like to highlight. Doing this not only helps you but also guides ChatGPT in generating content that fits your desired format and flow.

• “Generate a skeleton outline for a cover letter with an introduction, three body paragraphs, and a conclusion using these talking points: [insert list].”
• “Improve this outline by focusing on three role requirements I fulfill based on my skills and qualifications.”

Pro Tip : Make your outline as specific as possible. For instance, under “Body Paragraphs”, you could specify: “Discuss software development skills, teamwork, and quick learning abilities.”

Now that you’ve inputted all the vital information, it’s time to set the tone.

Are you going for professional, casual, or somewhere in between? Mention this explicitly when you’re setting up your prompt with ChatGPT. It will help the AI tailor its language and style to match your desired tone, enhancing the cohesiveness of your cover letter.

• “The tone for this cover letter should be professional, with a light and friendly touch.”
• “Rephrase the following sentence to make it more concise: [insert sentence].”

Pro Tip : Experiment with different tones for different companies based on their corporate culture, which you can often gauge from their official website or social media channels.

Crafting the perfect prompt is like giving ChatGPT a roadmap to follow when generating your cover letter. This crucial step enables you to convey your specific needs and tailor the output according to the job description and company culture.

Here are some examples of how to instruct ChatGPT to generate a cover letter that ticks all the boxes:

• “Based on the following outline, write my cover letter for a Software Developer role at Company XYZ, incorporating a professional tone and discussing teamwork experience, Java and Python skills, and problem-solving abilities. [Attach outline.]”
• “Include a closing statement that reinforces my enthusiasm for the role.”

Pro Tip : Be as precise as possible in your prompt to get a cover letter that’s closest to what you envision.

Upon receiving the first draft from ChatGPT, read it thoroughly. If you find areas that need improvement or emphasis, don’t hesitate to ask ChatGPT for revisions.

Remember, you’re not just editing for grammar or style but also for substance. Ensure the final draft accurately represents your skills and enthusiasm for the role.

• “Review the draft and suggest areas for improvement based on the job description.”
• “Replace any generic phrases with specific details related to the role.”

Pro Tip : Before finalizing, read the cover letter out loud. This helps catch any awkward phrasing or errors you may have missed during the initial reviews.

3. Closing thoughts

Writing your cover letter with AI can significantly ease the often stressful process of job applications.

Here’s the deal: ChatGPT isn’t only about streamlining the process; it’s also about enhancing the quality of your applications. Yet, keep in mind the true power of a cover letter lies in its authenticity.

So, while ChatGPT provides a solid foundation, your adjustments will make your application genuinely shine.

Ready for a career change? Connect with one of our program advisors to explore how our courses can equip you for success in the tech industry.

If you found this guide helpful, explore more articles on career-related topics in our blog:

• How To Use ChatGPT To Write a Resume: The Full ChatGPT Resume Guide
• The Impact of ArtificiaI Intelligence: Is AI Taking Over Jobs?
• The 18 Best ChatGPT Prompts for Digital Marketing

Your Cover Letter Still Matters-Here’s How To Use AI To Write It

Working with AI to craft a cover letter.

In 2024, do cover letters still matter? Indeed.com says that a cover letter is a one-page application document that can help clarify your qualifications - and some companies value cover letters more than others. The novoresume.com career blog says that, in 2024, you should include a cover letter in your job application 98% of the time . In contrast, an informal poll conducted by Forbes offers that 70% of respondents - a mix of recruiters, hiring managers and candidates - say that cover letters are unnecessary. And CNBC reports that 58% of workers say that cover letters aren’t a requirement - before encouraging you to write one anyway. Like most issues with multiple perspectives, the need for a cover letter boils down to one short answer: it depends . ATS (applicant tracking system) software scans for keywords , and so do recruiters and HR pros. If you are using a spray and pray approach, littering the internet with your keyword-dense CV, maybe a cover letter doesn’t matter. But, in some situations, leaving out a cover letter means missing an opportunity. For job seekers, ignoring your cover letter as a quaint idea from yesteryear is a mistake - especially when certain career circumstances exist. And using AI to write your story might just be the easiest way to tell it.

Consider Jeni’s recent interview for a director position, where she was invited by a friend (not in HR) for an informal interview, over coffee. The role is a position in marketing, where her written skills (crafting press releases, dealing with the media, evaluating brand campaigns) are part of the job description. “Send me your résumé, and a cover letter,” her friend says. Of course, Jeni’s résumé is important. So is her LinkedIn profile . But also, her ability to connect and communicate persuasively is displayed in her cover letter. For her position, communicating clearly in writing is a mission-critical skill. Plus, she has a connection to the company - something that can help “break the ice” for the hiring manager, not just HR .

Here are five reasons to include a cover letter:

• It’s requested.
• You feel it can increase your chances of getting an interview.
• You are interviewing for a position where your writing skills and relationship-building skills will be evaluated.
• You are interviewing for a senior position. Summaries of your skillset are part of the relationship-building that is central to your career success.
• You are transitioning to a new industry , or you have little/no experience in the industry. A cover letter can help you to bridge a gap or clarify your interests.

Is Using AI on Your Cover Letter....Cheating?

If I am trying to pound a nail, should I use my fist ...or a hammer? Today, AI is a tool that can help make things easier. When it comes to writing your cover letter, why not at least consider some guidance from an AI prompt?

Here are some simple guidelines for your favorite bot, like ChatGPT , Bard with Gemini , Kickresume or Grammarly . After you’ve created a cover letter, feed it into the slot where the magic happens and ask some clever AI questions. Play around with what you ask the AI , and see what fits best for you. It’s kinda lazy to just say, “Given this job description and my background in this industry, write my cover letter.” But of course, the AI will do what you ask - just feed it the relevant data for review and comparison. Remember, it will never be your best work until someone else has read it - and in this case, “someone else” means you:

• Summarize the skills required in this job description into two categories: hard skills and soft skills. (here’s a good place to start - so you can see where you line up in terms of fit and skills)
• Summarize the job skills with the appropriate experience on my résumé, citing company names and roles in my job history.
• Write an introductory sentence expressing my interest in the position. (do you really need AI for that one, or did I just do it for you?) Or try this: Write five different ways to express enthusiasm and interest in the company and the position.
• Summarize the hard and soft skills on my résumé and write a single, short paragraph on how my background and qualifications are a perfect fit for the job. (now the first paragraph is done)
• Rewrite this cover letter to align my background with the job skills listed in the description. (You may need to offer those details and descriptions to the chatbot).
• Write five different ways to request an interview, at the recruiter’s convenience.
• Please write this cover letter in a way that is more compelling for a recruiter or hiring manager, based on my skills and background, in less than 200 words.

Ideally, you want to prompt the bot to help you to achieve some best practices around your story: Does this cover letter showcase my talents and skills, fit for the position, sincere desire for the role, and a clear request for next steps, in less than 200 words? What changes could make this cover letter: more precise? More concise? More compelling? Better aligned for the position? Choose the words that will help you most, and you’re on the right track.

The Advantages of a Cover Letter

There are three distinct advantages to having a well-written cover letter.

• Building a Relationship with Your Employer: if you think your résumé speaks for itself, think again. The cover letter is like a handshake - it starts the conversation, and establishes rapport. Shorthand is cool via text, IYKYK, but some aspects of personal connection (like a cover letter) don’t need to be abbreviated - or ignored. Only you can decide if the role really merits a cover letter. If you decide to include one, on your own, make sure it’s a good reflection on your personal brand, your work ethic, and the skills you bring to the table.
• Leveraging Existing Relationships: Rezi.ai says that mutual connections can make hiring managers more lenient in considering you for the position. The cover letter is a perfect place to bring up those associations. In some cases, your cover letter can help introduce you as an insider - or at the very least, someone who is a “known quantity” by someone with the organization. Your résumé is what you say about yourself - but what others say often carries significant weight, in the hiring process.
• Finding an Advantage when Changing Careers, or When You Don’t Have a Ton of Experience: not every candidate is going to be a perfect fit for every role. Don’t let that discourage you from going for what you want. According to Rezi.ai, there are advantages to having little to no experience in the field. One of those advantages is that it’s easier for the company to shape you as one of their own, since you won’t have many work habits that will need to change. Telling a story of transferrable skills - and powerful interest - can begin with a cover letter. Especially if your fit might be hard to glean, based on your résumé.

The higher you go in an organization, the more important your writing skills may become. A cover letter, summarizing a significant list of accomplishments and work history, is no easy task. But at executive levels, where fit and relationships are crucial, don’t leave home without a concise cover letter. It’s like a written elevator pitch - a short, persuasive introduction to you and your work, supported by your résumé and demonstrated in the interview. In my book, Leadership Language , I talk about how your elevator pitch is simply a way to start the conversation. That’s what a well-written cover letter can do for your career: start a conversation.

It’s been said that the way you do one thing is the way you do everything. So, if career success matters to you, make sure that your cover letter reflects your attention to detail, your interest in the position, and your reasons why you are a good fit. That way, a cover letter isn’t yesterday’s news. It’s another business tool that gives you every possible opportunity to succeed.

How to write a cover letter using AI

AI has opened up countless avenues for making making life a little easier. When it comes to job hunting, it might even be able to help us tackle one of the trickiest parts: writing a well-structured, attention-grabbing cover letter. 

It’s good practice to write a different cover letter for every job application you send. Using its advanced language-processing capabilities, AI can help you write as many tailored letters as you need, without getting writer’s block or struggling to find the right words. As a tool in your job-hunting arsenal, it can help you apply to jobs more efficiently and effectively, ensuring that your applications highlight your most relevant skills and experience. 

Let’s take a closer look at the benefits of using AI to write a cover letter, how to write AI prompts it and how to tweak your AI-generated letter to add a personalised touch. 

What is an AI cover letter?

AI technology like ChatGPT uses advanced algorithms to generate text based on the guidelines you set i.e. your ‘prompts’. The content you ask it to create can range from a basic outline to a complete cover letter, depending on how you use the tool. 

Here’s why so many people are using AI for writing cover letters:

• Efficiency:  AI speeds up the writing process, allowing you to quickly produce a cover letter. This can save you a lot of time when applying to multiple positions.
• Personalisation: AI tools can tailor content based on the job description and company culture , and even include your unique background, ensuring that your cover letter is specific to the job.
• Overcoming writer’s block: AI can provide a starting point, helping to get the creative juices flowing.

Pros and cons of using an AI cover letter 

Using AI to help write cover letters is a game changer – however, it comes with its own set of challenges. It’s important to weigh these pros and cons to make an informed decision about whether an AI cover letter is the right approach for you. If you do decide to use it, remember that the key is to use AI to provide the first draft of your cover letter, which you then edit and personalise, to make sure your letter is authentic to you.

Time efficiency

One of the biggest advantages of using AI for cover letters is how much time it saves you. AI can quickly generate initial drafts, so you spend less time structuring the cover letter and more time adding your personal flair.

Guidance and suggestions

AI tools provide valuable suggestions and guidance. It’s not about handing everything over to AI to craft a generic cover letter. Instead, you can use its suggestions to enhance your cover letter or get ideas on how to improve content , structure and even the approach to addressing specific job requirements.

Customisation based on prompts

Customisation is essential to making your cover letter stand out. With very specific prompts, AI can tailor cover letters to different job applications, ensuring that each letter is relevant and specific to the role you’re applying for.

Language enhancement

When it comes to using polite language and correct grammar, AI is an overachiever. You can ensure a polished and professional cover letter, which is important in making a good first impression.

Overcoming writer’s block

For many people, starting a cover letter is the most challenging part. AI is a handy creative aid to help you overcome writer's block . It provides a starting point and give you fresh ways of sharing your skills and achievements, making the writing process smoother and less daunting.

Consistency in tone

Maintaining a consistent tone throughout a cover letter is essential for a professional final product. AI tools are programmed to keep the tone consistent, which can be a challenge for inexperienced writers

While it’s clear that AI offers plenty of benefits when it comes to crafting a stand-out cover letter , there are also a few drawbacks that it helps to be aware of. 

Lack of personality

ChatGPT might be good technically, but it can’t put genuine human emotion into a letter. This makes it hard to truly capture your enthusiasm or personality, which can make the cover letter feel less personal . The uniqueness of your character, experiences and career aspirations might not be fully conveyed through AI-generated content.

Can’t address subtleties

AI still finds it challenging to grasp the nuanced details of your experiences or the meaning of industry-specific language. This can make your cover letter less reflective of your knowledge and expertise. 

Limited understanding of context 

AI tools don’t tend to understand complex careers or specific job requirements unless you create precisely the right prompt, which can be as time-consuming as writing a cover letter in the first place. AI may not be able to do your skills and experience justice. 

Risk of overreliance

Once you’ve successfully used AI to write a cover letter, you might start to depend too heavily on it – for future job applications and for writing in general. Writing is a practical skill to develop and one that’s worth practising and improving on. 

Potential ATS compatibility issues

AI-generated content isn’t always optimised for applicant tracking systems (ATS) . This means if your cover letter goes through an automated screening process, it may not make it through to the next stage. 

Missed opportunities for creativity

AI can’t infuse creativity and unique flair into cover letters. If you’re applying to creative or non-traditional industries, your own original and authentic voice should shine through in your cover letter, even if it’s not perfect. 

Impersonal tone

AI often adopts a tone that feels mechanical or impersonal, and nothing at all like you. This creates a disconnect between who you are as an employee and how you come across to a potential employer.

Need for human review

Despite the assistance provided by AI, a final human review is always essential. This ensures that the cover letter captures your unique strengths , aligns with the job requirements and maintains a personal touch. No matter how good ChatGPT’s grammar is, you still need to proofread your letter and make sure it’s free of typos or inaccuracies. 

AI cover letter generator: Using ChatGPT

Ready to start applying? Here’s a step-by-step guide on how to access and use ChatGPT for writing cover letters .

1. Using the ChatGPT interface

Step 1: access chatgpt.

To begin, access ChatGPT through the website. Create an account or log into an existing account.

Step 2: Familiarise yourself with the interface

Once you log in, take a moment to get to know the ChatGPT interface. It’s a fairly intuitive design with a text box for typing in your requests or prompts.

Step 3: Start your request

To write a prompt for your cover letter, type into the text box. For example, “Write a cover letter for a marketing manager position at XYZ company, addressing criteria such as time management and data analytics and highlighting my 5 years of experience in digital marketing.” The more detail you can put into your prompt the better. 

Step 4: Refine the generated content

The first draft from ChatGPT will likely not be perfect. Use it as a starting point and keep refining your prompt. You can ask ChatGPT to make specific changes or rephrase parts of the letter until you’re happy. Or take the first draft and refine it yourself.

Using ChatGPT prompts to create a cover letter

The key to getting the most out of AI when it comes to cover letters is crafting well-thought-out prompts. A thorough prompt helps guide it to produce content that is specific to your needs. 

Examples of prompts tailored to different job positions

For a marketing manager role:

• Prompt: Create a job application cover letter for a marketing manager position at [company name]. Highlight my expertise in digital marketing, successful campaign management, and a proven track record in team leadership. Mention my MBA in marketing and fluency in Spanish.

For a software engineer role:

• Prompt: Draft a job application cover letter for a software engineer position focusing on my experience with Java and Python, contributions to open-source projects, and a passion for innovative software solutions. Include my bachelor’s degree in computer science and internship at [tech company].

Tweaking prompts

To tweak prompts so you get the outcome you’re after, consider including specific achievements, skills or experiences you want to highlight. You can also mention the tone or style you prefer, such as professional, enthusiastic or conversational. You might cut and paste parts of your resumé into the prompt. Here are some templates to get you started.

Template for experienced professionals:

• Write a professional cover letter for [job title] at [company name]. Emphasise my [number] years of experience in [industry/field], include notable achievements like [achievement 1, achievement 2], and key skills in [skill 1, skill 2].

Template for recent graduates:

• Generate an enthusiastic cover letter for an entry-level [job title] role, focusing on my recent graduation from [university name] with a degree in [degree], internships at [company names], and strong skills in [skill 1, skill 2].

Examples of generated cover letters

Cover letter for a marketing manager:

Dear [hiring manager's name],

I am writing to express my interest in the marketing manager position at [company name]. With an MBA (Marketing) and more than five years of experience in digital marketing, I have developed a comprehensive understanding of successful campaign management. My fluency in Spanish has enabled me to lead diverse teams and expand market reach. At my current role at [current company], I led a campaign that increased online engagement by 30%.

Cover letter for a software engineer:

I am excited to apply for the software engineer position at [company name]. As a recent computer science graduate from [university name], I have honed my skills in Java and Python. During my internship at [tech company], I contributed to several open-source projects, focusing on creating innovative software solutions. My passion for technology drives me to constantly seek new challenges and I am eager to bring my expertise to your team.

By using these examples as a guide, you can practise making your own personalised cover letters with ChatGPT. From here, you can flesh them out and format them correctly. Remember to add a final touch of personalisation to ensure that your cover letter comes across as genuine and human in tone. 

Other AI tools for cover letter writing

ResumAI offers a resumé builder with an AI Writer that understands best practices for crafting effective bullet points, summaries and entire cover letters. The tool allows you to start with sample resumés or by copy-pasting existing content, then it tailors the content with specific keywords from job descriptions.

• Instant generation of content
• Tailored content targeting specific job application keywords
• User-friendly interface with more than 300 example resumés
• Ability to generate a cover letter in one click

Limitations

• The AI-generated content might require human review for personalisation
• Limited customisation options in terms of design and layout

ResumAI offers a free plan with limited functionality and a Pro Plan, which includes unlimited functionality like the Resume Builder, Cover Letter Builder, AI Bullet Point Writer, and more. 

Jasper AI provides tools for content creation, campaign development and art generation. It’s ideal for professionals who require high-quality content, including cover letters. 

• Advanced AI-assisted content creation tools
• Capabilities for on-brand and style-consistent writing
• Useful for creating visually appealing and creative cover letters
• Primarily focused on marketing content, not resumé or cover-letter writing
• May not offer as much guidance specifically for cover letter structure compared to dedicated resumé and cover letter tools

Start a free trial or request a demo for more detailed information. 

Writesonic offers a range of tools like AI Article and Blog Writer, Paraphrasing Tool and Sentence Expander, which can be useful for crafting unique and engaging cover letters. 

• Wide range of content creation tools
• Integration with Google for up-to-date content
• User-friendly interface with a variety of tools for enhancing writing
• The focus is more on general content creation
• May not provide as much guidance for the structure and format of cover letters

Writesonic offers a free plan with limited features and various paid plans with more advanced features. 

Resume.io is an online resume builder that also offers tools for creating cover letters. It provides a range of cover letter templates and examples, along with an easy-to-use cover-letter builder. 

• Wide selection of professional cover letter templates
• AI pre-written phrases to help articulate skills and experiences
• Automatic spell-checker to ensure error-free content
• Easy online resumé and cover letter-building process
• The focus is more on templates and pre-written content, which may require additional personalisation

Resume.io offers a free version with basic features and various paid plans that provide access to more advanced features and templates.

Tips for optimising AI-generated cover letters

Adding a personal touch.

While AI-generated cover letters can provide structure, it’s important to personalise the content. Here are some ways to add personal stories or achievements into AI-generated content to make it authentic.

• Incorporate storytelling: reflect on your career and any unique experiences or challenges you've overcome. Integrate these anecdotes into the AI-generated content to show your problem-solving skills or resilience.
• Highlight specific achievements: AI might not know your most significant achievements . Add specific examples of your successes such as awards, projects or measurable results.
• Tailor it to the company and role:  research the company and role you’re applying for. Include details in your cover letter that show you understand the company’s values, culture and mission, and explain how your experience aligns with them.
• Use your voice and style: read through the AI-generated content and tweak the language to match your communication style. 
• Mention relevant hobbies or interests: include hobbies or interests that align with the company’s culture or the role. This can make your application more relatable and memorable.

Examples of personalised elements in cover letter writing

• Anecdote example: During my time at XYZ Corp, I led a project under tight deadlines and budget constraints. My team and I came up with cost-effective solutions, resulting in the project’s completion two weeks ahead of schedule and a 15% reduction in expenses.
• Achievement example: As the lead designer at ABC Ltd., I led a rebranding initiative that increased our social media engagement by 40% and was recognised with the 2023 Innovative Design Award.
• Company-specific example:   I have long admired XYZ Company’s commitment to sustainability and was particularly impressed by your recent initiative [specific initiative]. In my previous role, I worked on several sustainability projects and am eager to bring this experience to your team.
• Voice and style example: change a formal tone to a conversational one .  For example, I am writing to express my interest in...  can be changed to I'm excited about the opportunity to...
• Hobbies/interests example: outside of work, I am an avid marathon runner, which has taught me a great deal about discipline and perseverance – qualities I bring to my professional life.

Editing and refining your cover letter

Combining AI-generated content with human editing is the best way to get the right results. While AI provides a strong starting point, your personal touch is what tailors it to the specific job you’re applying for and gives the hiring manager a taste of your personality. Here are some tips on how to effectively refine AI-generated cover letters.

• Review for relevance: start by reviewing the AI-generated content for relevance to the job you're applying for. Ensure that the skills and experiences highlighted are the most relevant ones. You’ll also want to ensure your cover letter mentions key skills highlighted in the job description. 
• Adjust the structure: AI might not always get the structure right . Rearrange paragraphs or sentences to ensure a logical flow through your qualifications.
• Personalise the introduction and conclusion:  edit the opening and closing paragraphs to make them more personal. A strong, personalised introduction can grab the employer’s attention, while an enthusiastic conclusion can leave a good lasting impression.
• Incorporate keywords: tailor your cover letter to the job description by incorporating relevant keywords. This not only shows that you're a good fit but also helps your letter pass through applicant tracking systems (ATS).
• Check for clarity and conciseness: ensure that each sentence is clear and concise. Remove any redundant words or phrases that don’t add value to your cover letter.
• Match the company’s tone: if the company has a more casual tone on its website or job postings, adjust the language of your cover letter to sound less formal. 
• Use specific examples:  wherever possible, replace generic statements with specific examples that demonstrate your skills and achievements.

Before you send off your application, make sure you read your cover letter out loud to help you catch phrases that don’t sound like something you would say. Edit these to sound more like you. Do a final review for any spelling or grammatical errors, as a polished, error-free cover letter reflects your attention to detail and professionalism.

AI is a tool designed to enhance, not replace, your input in cover letter writing, providing a solid foundation and plenty of inspiration. The goal is to create a cover letter that not only stands out in terms of quality and relevance, but also resonates with your personal story and professional journey. By using AI, you can make your job search more efficient, just remember that it’s your unique voice and experiences that will ultimately make the difference.

Can I use ChatGPT for a cover letter?

Yes, you can use ChatGPT for writing cover letters. It can help you draft a cover letter by providing a structure, suggesting content based on your input, and tailoring the letter to specific job descriptions. However, it’s important to personalise the AI-generated content to ensure it accurately reflects your experiences and voice.

Can companies detect AI cover letters?

Companies may be able to detect AI-generated cover letters if the content is overly generic or lacks personalisation – or if the company uses AI-detection software. To prevent detection and make your cover letter stand out, it’s important to add personal anecdotes and specific achievements, and tailor the letter to the job and company you’re applying for. 

What is the best AI cover letter writer?

The best AI cover letter writer for you depends on your specific needs and preferences. ChatGPT is a popular choice that is easy to use. Other AI cover letter writers include ResumAI, which offers tailored content for job applications, and Writesonic, known for its range of content creation tools. 

Top search terms

Explore related topics, subscribe to career advice.

AI Cover Letter Generator

Create personalized cover letters with ai.

• Apply for a job: Generate a professional cover letter that aligns with the job description and highlights your skills and experiences.
• Change careers: Craft a persuasive cover letter that effectively transitions your skills and experiences to a new industry or role.
• Apply for an internship: Create a compelling cover letter that showcases your enthusiasm and potential, even if you lack extensive work experience.
• Seek a promotion: Write a convincing cover letter that demonstrates your achievements and readiness for increased responsibility.

New & Trending Tools

Ai grammar checker, article summarizer x.

How to Use the AI Cover Letter Generator

In this tutorial, you’ll learn how to build a tailored cover letter using our AI cover letter generator. 

Most job applications give you the opportunity to send a cover letter alongside your resume.

Good cover letters take a considerable amount of time, thought, and effort to write. All of which could be greatly minimized with one feature. Rather than writing one yourself from scratch, it can now be written itself by using some key information. 

Not into reading? No problem – we made the video below just for you. 

What You Need to Complete this Tutorial 

Here are the prerequisites for completing this tutorial:

• A Rezi account 
• The job description
• AI writer credits 

A Rezi Account 

You’ll need to have an account on Rezi to access the AI cover letter generator. 

It’s free. No card details are required – all you need to do is enter your email and create a password. 

Get started now.

The Job Description

The minimum information required from the job description is the following: 

• Company name
• Job position/title

This is used to ensure your application is tailored by mentioning the relevant skills and responsibilities.

AI Writer Credits 

AI writer credits are used each time you generate a cover letter. When you sign up on Rezi for free, your account is given a limited amount of credits. If you’ve run out but would like to continue using the feature, you can upgrade your plan at any time. 

Learn more about how the AI writer credits work . 

Method 1: Creating a Cover Letter for an Existing Resume 

Follow this method to build a cover letter for one of your existing resumes with Rezi. 

1. Go to the Rezi Dashboard

Log in to your account to access the Rezi dashboard. 

2. Select an Existing Resume

Select an existing resume from your dashboard that you want to build a cover letter for.

If you don’t have one, you’ll need to create a new CV and complete your resume before moving on to the next step. 

3. Go to the ‘AI Cover Letter’ Tab

After selecting an existing resume or completing your resume with Rezi, head over to the ‘AI cover letter” tab. 

4. Complete the Form Provided on the Right Side of the Page

On the right side of the page, you’ll find a form requiring the following information:

• Company name: The name of the company you’re applying for.
• Position/title: The job position/title you’re applying for.
• Position highlight: A job position from your work history you’d like to highlight.
• Education highlight: An academic qualification you’d like to highlight (we only recommend this for students and recent graduates).
• Skills highlight: These are the skills you want to emphasize in your cover letter.

5. Click the ‘AI Writer Ready’ Button

After completing the form, click on the ‘AI Writer Ready’ button and wait for the results. 

6. Generate a New Version or Save the Suggestion 

If you’d like to generate a new version of the cover letter, press the “AI Writer Generate” button again. 

But if you like the cover letter that’s been produced, press the “save suggestion” button.

Method 2: Creating a Cover Letter From Scratch 

Follow this method to build a cover letter by itself without using an existing resume with Rezi. 

1. Go to the Rezi Dashboard 

2. Head Over to the Cover Letters Tab 

Click on the ‘cover letters’ tab. 

3. Select ‘Create New Cover Letter’ 

Select the ‘create new cover letter’ button shown on the page. 

4. Enter Your Full Name

Enter your name and press the ‘save’ button. 

5. Complete the Contact Information Section

Fill out the bars with your contact details. Once this has been completed, press the ‘save basic info’ button.

6. Head Over to the ‘Finish up’ Tab

Go to the finish up tab as shown below. 

7. Complete the Form Provided on the Right Side of the Page

8. Click the ‘AI Writer Ready’ Button

9. generate a new version or save the suggestion .

What Are the Best Things to Highlight On Your Cover Letter?

The best things to highlight on your cover letter are your most relevant strengths to the job duties and responsibilities. These should imply to your hiring managers that you’re a good fit for the role.

Here are a few examples of things to highlight:

• Accomplishments
• Work experience

If you’re a student or graduate, then it’s worth focusing on your academic background since you likely won’t have much work experience. On the other hand, those with more than 2 years of experience could focus on their employment background and workplace achievements. 

The only rule is to not repeat what you’ve already mentioned in your resume. Unless you’re adding in new information, don’t write about the same things over and over. 

Which AI-Generated Cover Letter Version Is the Best? 

It depends – which one do you find most suited to your needs? 

This comes down to your professional judgment in deciding whether or not the cover letter best represents your ability and character as a worker. Look at the job description and think about your own skill set. 

If you’re not satisfied with the results, you can keep using the feature until it generates something you’re happy with. 

How Many Times Can You Use the AI Cover Letter Generator?

As long as you have enough AI writer credits, you can use the feature as many times as you’d like. Just remember that once you press the AI writer generate button, the previous draft won’t be saved. 

The Best Practices for Using the AI Cover Letter Generator 

Editing and proofreading.

Using the cover letters that have been generated, see which ones you like the most and edit accordingly to suit your needs. It’s good practice to edit and proofread what’s been written to customize the job application as your own.

Personalize It

Your cover letter isn’t generated randomly. It uses the information from what you’ve mentioned in your resume and the short form you filled out. Aside from solely relying on this, think about the expectations of your employers. 

Ask yourself, how are you the best person for the job? What do they want to see from you? There may be subtle details that could be included for further personalization. 

It’s worth saving each draft the AI cover letter feature generates. 

Although you might not be entirely satisfied with what’s been written, use them as references for certain sections in your application. Or even use them as inspiration for the future cover letters you work on. 

Using An AI Cover Letter Generator VS Writing From Scratch 

Let’s briefly look at the benefits you stand to gain from using the AI writer compared to writing from scratch. 

Using an AI writer:

• Skip the outline and drafting process by getting straight into editing
• No more constant back and forth research or page hopping
• Make the writing part easy by getting instant inspiration
• Save time and get more applications sent with minimal effort

Writing from scratch:

• Start with an outline or draft before editing and refining your application
• Constantly refer to the job description page to ensure it’s tailored 
• Search up multiple resume examples online to draw inspiration from other candidates
• Generally takes more time and effort, which can be draining and result in fewer applications sent 

The Advantages of Sending a Good Cover Letter 

It shows your enthusiasm .

Cover letters aren’t usually essential. But your employers will see the effort you’re putting into your job application. This can indicate your passion and work ethic, which are differentiating factors that set you apart from other applicants. 

You Get to Explain Why You’re a Good Fit 

Resumes give the company an overview of your professional background. It’s like a report summarizing your career history and highlights. 

Whereas, a cover letter gives you the chance to explain yourself as a professional. In other words, it allows you to talk more about why you’re the right person for the role. This extra room for information could be used to your advantage.  

Let Employers See Your Personality 

Another aspect recruiters look at is if a candidate is a good cultural fit for the organization. This means aligning with the company’s mission and values. Those who are a good cultural fit are likely to adapt better to the work environment and be more productive.

It’s harder for employers to get insight into your personality in a resume compared to cover letters. But, keep it professional otherwise you’re making a common writing mistake . 

Structuring Your Cover Letter

Here’s the general structure of a cover letter:

• Opening paragraph
• Closing paragraph

All cover letters should be no further than one-page long. Half a page is also more than enough. 

You might find our guide on how to write a cover letter helpful . This goes through everything you need to know when it comes to writing cover letters. 

What About Letters of Interest? 

Letters of interest are similar to cover letters. 

The difference is that they’re usually for job positions that aren’t being advertised. So, you’re letting the company know you’re keen to work in a specific role for them if there's an opportunity for it.

Read our guide on letters of interest . 

You Might Also Find These Helpful 

Ats cover letter examples.

Use our cover letter samples for inspiration. These are optimized for beating the applicant tracking system (ATS). It’s also helped our users land interviews with competitive companies such as Apple, Sony, and Tesla.

Check out our cover letter examples .

AI Keyword Targeting Feature 

Most organizations are using recruiting tools to screen candidates. To get past this, you’ll need an application that matches the job description by using the right keywords. 

Learn more about how to use our AI keyword targeting feature . 

Astley Cervania

Astley Cervania is a career writer and editor who has helped hundreds of thousands of job seekers build resumes and cover letters that land interviews. He is a Rezi-acknowledged expert in the field of career advice and has been delivering job success insights for 4+ years, helping readers translate their work background into a compelling job application.

Ready to build your resume?

Join over 3 million people who use Rezi to take control of their job search.

Stop Wasting Time Writing Cover Letters

Open Cover Letter helps reduce the time you spend writing cover letters. Automatically create modern, job application focused cover letters. We make it easy to get your dream job or internship!

Watch the Simplicity in Action...

What's your name, what job title are you applying for.

Great for Generating Cover Letters Putting together a cover letter while applying to your dream job has never been easier. Thanks to OpenAI's GPT-3 Model, generating natural text requires less and produces more.

Simple Inputs

Only a few simple inputs are required generate a well-rounded and content-filled cover letter.

Write less, apply more

The average job-specific cover letter takes 30-45 minutes to write. Open Cover Letter helps you save time writing. Write less, apply more.

GPT-3 Powered

Generative Pre-trained Transformer 3 (GPT-3) is an autoregressive language model that uses deep learning to produce human-like text. This state-of-the-art language model's quality is so high, it's often difficult to distinguish from text written by Humans.

Motivation Letter: What It Is & How to Write One [+ Samples]

3 key takeaways

• Motivation letters are distinct from cover letters because of their audience, context, and purpose.
• Your letter of motivation is a persuasive document that explains your genuine interest for university admissions or volunteer positions.
• You can use Teal’s AI Cover Letter Generator to generate cover letters that can be worked into motivational letters based on your resume

Whether you're applying for a graduate program, research opportunity, or an internship, an effective motivation letter is your golden ticket to standing out. Unlike a cover letter, which focuses on your qualifications, a motivation letter delves into your passion, interests, and the reasons behind your application.

In this article, you’ll learn the differences between motivation and cover letters and can follow a step-by-step guide to craft a compelling motivation letter. You'll also learn how to write one in a few minutes using AI. By the end, you'll have all the tools you need to write a persuasive letter that captures your reader’s attention and helps prove you are the perfect candidate.

Struggling to land interviews? Use Teal's AI Cover Letter Generator to write an effective letter in minutes.

What is a motivation letter?

A motivation letter, or motivational letter, is an application document that discusses who you are and why you want to join a program or mission. It’s used when your motives are more important than your credentials. For instance, motivation letters are often used when applying for bachelor's degree programs, where addressing future goals and academic background is crucial.

When to use a motivation letter vs a cover letter

The application directions will clearly state when a letter of motivation is required. Cover letters and motivation letters are required in certain applications but are used in different contexts. Motivation letters are more common in academia to explain your interest in a specific institution, program, or professor. It’s similar to a letter of interest , but it’s a response to a request instead of a cold message.

On the other hand, a cover letter is submitted for a job application. It describes how you are qualified for the position. While it may mention your motivations, they aren't the focus. If you’re not sure what kind of letter to submit with your resume, default to a short cover letter .

When to write a motivation letter

Motivation letters fulfill a very specific purpose. When the application directions specify submitting a letter of motivation, you must write one to be considered.

A motivation letter is submitted alongside a CV or resume, so the audience knows your experience. When you submit your materials via email, write a quick job application email that specifies you attached your requested motivation letter. This will keep you from being disqualified.

Situations that require a motivational letter

• Graduate student programs for master’s degrees or PhDs, including programs in political science
• Postgraduate research opportunities
• Internships
• Volunteer position
• International education or study abroad programs
• Scholarship applications
• Job applications

In the United States, the most common circumstance requiring a letter of motivation is a postgraduate program application. Students write a motivation letter to convey how their academic experiences and interests align with a university’s specialty.

While a hiring manager can request motivational letters, cover letters usually serve the purpose better. However, a motivation letter for a job might be better if you don’t have a lot of professional experience or formal education. When in doubt, check the application guidelines.

How to write a motivation letter

Have your resume and the application accessible. Refer to the request for precisely what you must include. You can’t submit the same document twice as it’s highly personalized for a particular purpose. For example, including experiences in various digital marketing channels can significantly enhance your application to a marketing program, showcasing your versatility and expertise. Internships at startups often provide broad exposure to most digital marketing channels, which can be a valuable asset in your career development.

How to start a motivation letter

Use a business letter format and the same heading as your resume or CV. It should include your name, contact information, and headline. Below your heading, include your recipient's name, title, company or institution, and address. 

Your introduction

For your introduction, use the professional title and name if you know it, e.g. Dear Mr. Brown. You can otherwise use “To Whom It May Concern” or “the [department] admissions committee.” Introduce yourself and state why you are writing. Don’t bury the lede. Include the name of the program and the school or organization. 

Finish off your introductory section with a version of your resume’s professional summary. A professional summary already mentions your main qualifications, years of experience, career highlights, and key skills. Use this highly relevant information to introduce yourself. 

Motivation letter sample introduction

“I’m writing this letter to express my strong desire to join the Thornton International Exchange Program at USC Thornton School of Music to study at the Royal Northern College of Music. As a current student in the vocal arts and opera undergraduate program, I am eager to further expand my musical horizons through immersive international experiences.”

Your interest in this program

Answer why you are applying to this program. Think about what drew you to it, what excited you as you researched, and what prompted you to start an application. Write specific examples of what interests you.

Motivation letter sample interest paragraph

“I am particularly drawn to Le Cordon Bleu’s esteemed reputation and comprehensive culinary programs, and I am confident that the institution's commitment to excellence aligns with my own dedication to mastering the art of cooking. The opportunity to learn from industry professionals and gain hands-on experience in a vibrant culinary environment is an exciting prospect for me.”

Your background

Keep this portion recent and relevant. Communicate your key points such as qualifications, degrees, or significant coursework. 

Motivation letter sample background paragraph

“My academic background, which includes ensemble, music theory and ear training, global perspectives courses, and private lessons, has provided me with a solid foundation to thrive in an international exchange program. I am enthusiastic about the prospect of bringing a fresh perspective to the program and contributing to the vibrant community at USC Thornton School of Music.”

Not the story of your life—the story that ties together your motivation and background. State it simply in one to three sentences. This is especially important if your background is not an intuitive stepping stone to the opportunity. Not everyone can incorporate a story, so when done correctly, you stand out from  other candidates.

Motivation letter sample stories

Sample story 1

“Despite my academic background in computer science and research, my true passion lies in cooking. I approach culinary creation with the same measured hypotheses and repeated experimentation that I apply in my academic pursuits. This unique combination of analytical education and culinary innovation fuels my dream of becoming a food scientist who develops recipes that bring joy to everyone who tastes them.”

Sample story 2

“As a sophomore, I had the opportunity to participate in a study abroad program, broadening my understanding of global issues and gaining invaluable international experience. This experience has not only enriched my worldview but also deepened my appreciation for the diverse cultural influences on music. I'd like to continue that education through this international exchange opportunity.”

How to end a motivation letter

Summarize your main points in one or two sentences. Reiterate your enthusiasm. Thank the reader for their time and consideration. 

Motivation letter sample conclusion

“I am eager to further discuss how my background, passion for music, and international aspirations align with the goals of the Thornton International Exchange Program. Thank you for considering my application. I am looking forward to the possibility of contributing to, and learning from, the global music community through this esteemed program.”

The sign-off should be formal and respectful.

Motivation letter sample signature

Sincerely, [Your Full Name] Respectfully, [Your Name] Thank you, [Your Name]

How to structure a motivation letter

The main difference between cover and motivational letters is the audience: business hiring teams versus admission committees.

The second difference is the length. Motivation letters are more formulaic, and you must ensure you address everything requested. Cover letters are short, one page maximum. A motivation letter may need two or three pages to satisfy the requirements.

Tips for formatting a motivation letter

Here’s how to format motivation letters:

• Use business letter format
• Maintain a formal and professional tone
• Match your resume’s design for the heading, font, and margins
• Use multiple paragraphs, not one block of text

Once you’re satisfied with your result, save your letter as a PDF or Word doc .

How to write a motivation letter with AI

If you need help getting started, Teal’s AI Cover Letter Generator is one of the few AI tools specifically built for creating effective cover (and motivation) letters.

Here are the tweaks you’ll make to create a motivation letter instead of a cover letter:

• Upload the instructions from the program application for any job requirements 
• Add this as a job in Teal’s Job Tracker with some edits. Change the job title to “prospective student,” “PhD candidate,” or “volunteer.” 
• Save when you’re done.

Choose the application instructions by selecting the job you uploaded. Adjust the Cover Letter AI Settings:

Length : Long, 300 - 400 words 

Tone : Formal

Job description : Check all the requirements and responsibilities you want to address in the letter

Your Custom Prompt : Add any additional details you want to address in the letter

Think of this as your first draft. Teal’s AI Cover Letter Generator will combine your resume’s experience with the application, but with a business slant instead of an academic one. Pay attention to these areas:

• Inauthentic statements
• Job-related words like “hire,” “position,” or “manager” 

Adjust your letter as needed. Your result should meet the requirements of a motivation letter, but you can add more information if you’d like. As with any AI content, you should also give it an accuracy pass and a personalization pass. Is it true to you?

Common mistakes to avoid when writing a motivation letter

Preparing an important application is stressful. You might be balancing your studies, finals, and other applications so it’s easy to lose track of the details. In this case, though, the details really matter. 

Your main concern is having a custom motivation letter for each application. The best letters are highly specific to both the opportunity and you. People ask for motivational letters when they need to know about your motivation to consider your application. 

Avoid these common mistakes:

• Submitting a generic letter that isn’t tailored to the application
• Failing to align your motivation letter to your goal
• Forgetting to include your genuine motivations

Teal's AI Cover Letter Generator can help you avoid forgetting important details from your resume or the application, so you can submit with confidence.

How to align your motivation letter with job descriptions

Your letter will only briefly explain your background, but it’s important to include any prerequisites there. For example, a PhD program will require a bachelor’s degree and a certain number of hours of training or research. Having a bachelor's degree is crucial for certain programs, as it sets the foundation for your future academic and career goals. An exchange program often requires a certain level of language proficiency. Ensure the requirements are easy to find in your letter and on your resume.

To succeed, tailor your resume and motivational letter with requirements and related keywords. Teal’s Resume Matching Mode can help you identify the best keywords in the program or job description. Make sure those keywords appear on your resume as well.

How to make your motivation letters engaging and relevant

You won’t engage your reader's attention if you simply state facts. To compel your audience, you want to write about what motivates you. Although this is formal writing, you must talk about yourself, your experiences, and how they relate to your application. Make it personable.

Motivation letter examples

Now that you understand the steps to creating a motivation letter, with and within AI, it's time to put it all together. Here are a few examples of well written and formatted letters to get you started.

Sample: foreign exchange academic program

This letter addresses the student's purpose, current status, and motivation—all in the first paragraph. They then make a compelling case for why they want to pursue the exchange program, and why they're an ideal candidate.

Sample: culinary educational program

Like the previous letter, this one gets right to the point in the first paragraph. Next, they call attention to specific research and analytic skills they would bring to the table. They close by painting a picture of what this opportunity means to them.

Create a motivational letter with Teal

A great motivation letter will help you earn more opportunities, but requires attention to the application details. Teal’s AI Resume Builder can assist in generating cover letters that can be adapted into motivational letters by uploading application instructions and customizing the letter to reflect personal motivations and relevant experiences. Sign up for Teal today to make your best motivation letter yet.

Frequently Asked Questions

Caitlin Proctor Huston

Related articles.

TopResume Review: Cost & Customer Feedback

What is a CV? (Examples & Templates for 2024)

How To List Languages on a Resume by Skill Level

We help you find the career dream.

• Starting a Business
• Growing a Business
• Small Business Guide
• Business News
• Science & Technology
• Money & Finance
• For Subscribers
• Write for Entrepreneur
• Tips White Papers
• Entrepreneur Store
• United States
• Asia Pacific
• Middle East
• South Africa

Copyright © 2024 Entrepreneur Media, LLC All rights reserved. Entrepreneur® and its related marks are registered trademarks of Entrepreneur Media LLC

ChatGPT Is Writing Lots of Job Applications, But Companies Are Quickly Catching On. Here's How. AI tools may help write your cover letter, but it's also doubling the number of applicants.

By Sherin Shibu Edited by Melissa Malamut Aug 14, 2024

Key Takeaways

• A Tuesday Financial Times report found that about half of job candidates are using AI in their applications.
• Even though over 97% of Fortune 500 companies use AI for hiring, many large companies do not tolerate AI use from candidates.
• Employers can tell if someone used AI by the language of the application materials, including certain keywords like pivotal or delve.

More candidates are using AI to crack a tough job market, and it's not only increasing the number of applications employers have to look through, but it's also requiring hiring managers to pay close attention to the wording of resumes and cover letters.

A Tuesday Financial Times report found that, based on the employers and recruiters the outlet talked to, about half of current job applicants use AI tools like ChatGPT or Google Gemini to add keywords to their resumes, write polished cover letters, and complete assessments.

Related: I Tried 3 AI Headshot Generators and There Was a Clear Winner

AI-generated applications have also led to about twice as many applications per job posting as candidates.

But employers say it's getting easier to tell, sometimes with just a glance.

"Without proper editing, the language will be clunky and generic, and hiring managers can detect this," Victoria McLean, chief executive of career consultancy CityCV, told the Financial Times.

AI "simply can't" inject applications with the candidate's story and unique voice, according to McLean.

Related: AI Is Changing How Businesses Recruit for Open Roles — and How Candidates Are Gaming the System

According to Stanford University research , four words are a giveaway that someone may have used AI for writing help: realm, intricate, showcasing, and pivotal.

Another AI keyword that could make recruiters suspicious about AI use is the word delve . Paul Graham, co-founder of startup accelerator Y Combinator, noted in April that he received a cold email proposing a new project. When he saw the word "delve" in the email, he inferred that ChatGPT played a part in writing it.

Meanwhile, many large companies do not tolerate AI use by candidates. An April survey from Resume Genius found that AI-generated resumes were the biggest red flag for 625 U.S. hiring managers.

But that doesn't mean companies oppose using it to make hiring decisions — over 97% of Fortune 500 companies use AI software to filter candidates.

CVS settled a class action lawsuit last month over allegations that the company used AI facial tracking software in interviews without candidates knowing about it. The technology picked up on facial expressions and gave each candidate an "employability score" based on its AI analysis, per the complaint.

Workday, an AI screening software used by 10,000 companies including Adobe and Salesforce, also faces a lawsuit because of how it recommends some candidates and rejects others, potentially impacting who advances to an in-person interview.

Related: This Flexible, AI-Powered Side Hustle Lets a Dad of Four Make $32 an Hour, Plus Tips: 'You Can Make a Substantial Amount of Money'

Entrepreneur Staff

News Reporter

Want to be an Entrepreneur Leadership Network contributor? Apply now to join.

Editor's Pick Red Arrow

• Exclusive: Kevin O'Leary Is Launching a New Agency With the Founder of Shazam — Here's Why He Says It's a Game Changer
• Lock Younger Generations Want to Retire By 60. Their Strategy Is a Win-Win for Everyone.
• These Are the AI Skills You Should Learn Right Now, According to the World's Youngest Self-Made Billionaire
• Lock I Worked at Google for 14 Years — Here's What I Had to Unlearn When I Started My Own Company
• Lock New Research Reveals How Much Money Most Side Hustles Make in 1 Month — and the Number Might Surprise You
• Celebrities Are Collaborating on Iconic Meals With Popular Fast-Food Chains — Did Your Favorite Make the Cut?

Most Popular Red Arrow

She launched her black-owned beauty brand with $1,500 in her pockets — now her products are on sephora's shelves..

On her journey to disrupt the beauty industry with her brand OUI the People, here are three lessons founder Karen Young shares.

4 Core Strategies That Helped Me Turn Setbacks Into Success

Taking your business idea from "what if" to "wow" requires trusting your instincts and embracing the failures.

Humanize Your AI Content for Just $40 with This Lifetime Tool

Enhance your site's performance with authentic, human-like content that connects, converts, and ranks.

Small Businesses Are Cautiously Optimistic About the Future, Research Says — Plus 3 Global Trends to Know

Despite geopolitical uncertainty, a recent survey finds SMBs optimistic, growth-minded and tech-forward.

No One Explained a 401(k) Until He Reached the NFL. So He Started Putting His Money to Work — and Helping Others Do the Same.

Former linebacker Brandon Copeland got serious about saving and investing while he was in the NFL.

10 High-Paying, In-Demand Jobs of the Future That I Would Consider If I Were Planning My Career Now

The career market is set for significant changes in the coming years.

Successfully copied link

Free All-in-One Office Suite with PDF Editor

Edit Word, Excel, and PPT for FREE.

Read, edit, and convert PDFs with the powerful PDF toolkit.

Microsoft-like interface, easy to use.

Windows • MacOS • Linux • iOS • Android

• Articles of Word

How to Write a Cover Letter [Tips with Examples]

As a writer, I did my fair share of job hunting. Despite my experience and expertise, I often struggled with impressing interviewers due to my lackluster cover letters. Limited resources and time constraints left my cover letters far from impressive. However, things changed when I mastered the art of writing compelling cover letters. Soon, I started receiving interview calls and eventually landed my dream job. In this article, I will share these cover letter writing techniques with you, so you too know how to write a cover letter and can effortlessly land the job of your dreams.

What is a Cover Letter and What does it Contain?

A cover letter is a one-page business letter that you submit along with your resume when applying for a job. Its primary purpose is to persuade the employer that you are an excellent candidate for the role. It complements your resume by clearly linking your experience and interests to the position you're applying for. Essentially, the cover letter is your chance to convince the employer to invite you for an interview.

A typical cover letter contains several key elements, each serving a specific purpose in showcasing your qualifications and enthusiasm for the position. Here’s a breakdown of what a cover letter typically includes:

Your Contact Information: Name, address, phone number, and email address.

Date: The date you are writing the letter.

Employer’s Contact Information: Name, title, company, and address of the person you are addressing the letter to.

2. Salutation

Address the letter to a specific person if possible (e.g., “Dear Mr. Smith,” or “Dear Hiring Manager,”).

3. Introduction

Opening Statement: A brief introduction mentioning the job you are applying for and how you found out about the position.

Hook: A compelling reason why you are interested in the job and the company.

First Paragraph: Explain why you are a good fit for the role. Highlight key qualifications and experiences that align with the job requirements.

Second Paragraph: Provide specific examples of your accomplishments and how they relate to the job. Use quantifiable achievements to demonstrate your impact.

Third Paragraph: Discuss your knowledge of the company and why you are excited about this particular opportunity. Show that you have researched the organization and explain how your goals align with its mission and values.

5. Conclusion

Closing Statement: Reiterate your enthusiasm for the position and the company. Summarize why you are a strong candidate.

Call to Action: Mention your desire for an interview and provide your contact information again. Indicate that you will follow up within a certain timeframe.

Thank You: Express gratitude for the reader’s time and consideration.

6. Signature

Closing Phrase: Use a professional closing, such as “Sincerely”, or “Best regards”.

Signature: Leave space for your handwritten signature (if submitting a hard copy) and then type your name below it.

How to Write a Cover Letter For a Job in 5 Steps!

Firstly, it’s crucial to streamline the process of crafting a cover letter, but that doesn’t mean using the same cover letter for every job position or even the same position at different companies. Customization is key to standing out.

Step 1. Research the Company- AIPal

Open the job listing you want to apply for, typically found on platforms like LinkedIn or Indeed. These platforms usually provide a detailed job description outlining the requirements and responsibilities.

To begin, I will write a cover letter for the Sales & Marketing Manager position at Pride Mile, which is a remote job listing I found on LinkedIn.

To proceed effectively, I will copy the job description and input it into AIPal to extract key keywords. These keywords are crucial as they highlight the skills and attributes the employer is seeking for the role.

Prompt: Extract keywords from this job description that I can in my cover letter.

To refine your keyword research, you can ask AIPal to extract keywords and categorize them into tiers.

Prompt: Extract keywords from this job description that I can in my cover letter. Assign them in three tiers ranging from the most important to least important.

This way, you'll identify the most critical keywords, which should be emphasized more in your cover letter, and less important keywords, which can be mentioned once or twice.

This approach will give me a comprehensive understanding of what the job entails and what qualities I should emphasize in my cover letter.

Step 2. Choose a template- WPS Office

Choosing a cover letter template is important because it gives you a clear structure to follow, saving you time and ensuring your letter looks polished. It guides you on what information to include, from your skills to your qualifications, making it easier to customize each letter for different job applications. Templates also help keep your letter organized and visually appealing, which is key to making a positive impression on employers.

WPS Office has been a godsend in this regard, offering plenty of cover letter templates. I followed these steps to find the desired cover letter for the Marketing Manager position:

Open WPS Office and click on "New" on the left side pane.

Next, simply click on the “All” tab in the left side pane. This will display numerous templates available on WPS Office for documents, spreadsheets, and presentations.

To save time browsing through all the options, simply search for "cover letter". This filters out irrelevant templates and helps find the right cover letter template for the job post in context.

Upon finding the suitable template for the job post, click on it to preview.

To start customizing the selected template, click the "Download" button at the top right corner, which will launch it in the WPS Writer interface for editing.

Header and Salutation

Headers and salutations are essential in a cover letter for their role in setting a professional tone. The header provides your contact details and the date, ensuring easy communication and formal presentation.

Salutations, like "Dear Hiring Manager," personalize your letter and demonstrate attention to detail, addressing the recipient directly and showcasing professionalism from the start.

One of the standout features of WPS templates is its ready-made header, which enhances the visual appeal of your cover letter. It includes sections for your contact information, the date, and the recipient's details.

Addressing the recipient by name whenever possible adds a personal touch; if that information isn't available, a generic greeting such as "Dear Hiring Manager" remains professional and appropriate. Ensuring the document is error-free further underscores your professionalism and attention to detail.

Step 3. Introduction- Your Opening Sentences

Starting your cover letter with a compelling introduction is crucial. It’s your chance to grab the hiring manager's attention and make a strong first impression. A well-crafted opening should highlight your enthusiasm, showcase your qualifications, and give a hint of your personality.

Here are a few key things to keep in mind to create an engaging and effective cover letter introduction:

Expressing genuine passion for the role or the company can make a strong impact. For example, in a sales manager position:

Dear Mr. Brown, my name is Anna and I’m excited about the opportunity to help your company exceed its sales targets. My five years of experience as a Sales Representative at XYZ Inc. have equipped me with the skills needed to drive results. Last year, we surpassed our KPIs by 50%, and I’m eager to bring this success to your team.

Referrals can add credibility to your application. For instance, in an architectural position:

I was thrilled to learn about this job opportunity from John Doe, who has been with your firm for five years. John and I collaborated on an architectural project for over a year, and he recommended I apply for this role, believing I’d be a great fit.

Demonstrating your knowledge about the company shows dedication. For example, in a social worker position:

I have always admired the work your organization does with vulnerable communities. Your commitment to social justice resonates with my professional values, and I believe my previous experience as a social worker aligns perfectly with your mission.

Starting with a significant accomplishment can immediately capture interest. For example, in a public relations position:

As a Public Relations Representative at Company XYZ, I enhanced the company’s reputation and public image, resulting in a 40% increase in customer satisfaction. I am eager to bring my proven track record of success to your organization as the Head of Communications.

Step 4. Body- the Most Important Part

The body of your resume is where you showcase your qualifications, experience, skills, and achievements to demonstrate why you're the ideal candidate for the job. Structuring this section effectively is crucial to capturing the attention of hiring managers and persuading them to consider you for the position.

Here’s how to craft a compelling resume body:

Start with a Strong Summary or Objective Statement:

Begin your resume with a concise summary or objective that highlights your career goals and what you bring to the table. This helps recruiters quickly understand your professional background and aspirations. For example:

Results-driven marketing professional with 8+ years of experience in digital marketing strategies and campaign management. Proven track record of increasing brand awareness and revenue growth through innovative marketing initiatives. Seeking to leverage my skills and expertise to contribute to the continued success of ABC Company.

Highlight Key Skills:

List relevant skills that align with the job requirements. Use bullet points to make them easy to scan. Focus on both technical skills (e.g., software proficiency, languages) and soft skills (e.g., communication, leadership). For example:

Digital Marketing Strategy

SEO/SEM Optimization

Content Management Systems (CMS)

Social Media Marketing

Analytical Skills

Team Leadership

Add Keywords:

In the body of the cover letter, it's crucial to incorporate keywords extracted from the job description. These keywords highlight your relevant skills, experiences, and attributes that align with what the employer is seeking. For example, if the job description emphasizes "digital marketing strategy," "customer acquisition," and "social media management," your cover letter should showcase your expertise in these areas.

My experience in developing and implementing robust digital marketing strategies, coupled with a proven track record in customer acquisition and social media management, aligns perfectly with the goals outlined for the Sales & Marketing Manager position at Pride Mile.

Detail Your Work Experience:

Include your work history in reverse chronological order, starting with your most recent position. For each job, provide the following details:

Job Title and Company: Clearly state your position and the organization you worked for.

Dates of Employment: Specify the period you worked there.

Key Responsibilities: Outline your main duties and responsibilities in concise bullet points. Focus on achievements and quantify results where possible. For example:

Managed a team of 5 digital marketers to execute SEO and PPC campaigns, resulting in a 30% increase in website traffic and a 25% growth in lead generation.

Achievements: Highlight specific accomplishments that demonstrate your impact. Use metrics to quantify your achievements whenever feasible. For example:

Led a successful rebranding campaign that increased brand recognition by 40% and led to a 15% increase in customer engagement.

Education and Certifications: List your educational background, including degrees, diplomas, and relevant certifications. Mention any honors or awards received. Include the name of the institution, degree/certification earned, and dates attended.

Skills and Expertise: Elaborate on any additional skills or expertise that are relevant to the job. This could include technical skills, industry-specific knowledge, or proficiency in certain tools or methodologies.

Professional Development: Include any professional development activities, workshops, or seminars you have attended that are relevant to your career.

Step 5. Closing & Salutation

A strong conclusion to your cover letter is essential to leave a positive and lasting impression on a prospective employer. It serves as your final opportunity to express enthusiasm, reinforce your qualifications, and prompt the hiring manager to take action. Here’s how to effectively end your cover letter.

Show self-assurance in your skills and how they align with the job requirements. This demonstrates to the employer that you are a competent and enthusiastic candidate. For example:

I am confident that my project management experience and problem-solving abilities make me a perfect fit for your team. I thrive in dynamic environments and am eager to contribute to your company's success.

Let your passion for the role and the industry shine through. Mentioning your enthusiasm can make you a more memorable candidate. For instance:

My lifelong passion for animal welfare drives my dedication to providing top-notch veterinary care. I am excited to bring this passion to your clinic and contribute to the well-being of your patients.

Highlight how your skills and experiences align with the job responsibilities. This helps the employer see the direct benefits of hiring you. For example:

With seven years of experience managing senior accounts, I am skilled at anticipating client needs and handling situations with discretion. I am eager to bring this expertise to your team and help grow your client base.

Share your career aspirations and how they align with the company’s growth. This shows your long-term interest in the organization. For example:

I look forward to leveraging my sales experience to identify new markets and build strong customer relationships. My goal is to grow within your company and eventually lead the account management team.

Align your personal values with the company’s mission to show you’re a cultural fit. For example:

I admire ArcherTech's commitment to supporting local businesses and have innovative marketing ideas to increase profitability in this sector. I am excited to discuss these ideas further.

Emphasize relevant technical skills, especially those mentioned in the job description. This highlights your readiness to contribute effectively. For example:

I bring extensive experience with CAD software and can create integrated 360-degree renderings for client presentations. My past successes in this area can help boost your sales by 150% over the next two quarters.

Encourage the employer to take the next step, such as scheduling an interview. Express gratitude and indicate your eagerness to discuss your application further. For example:

Thank you for considering my application. I look forward to discussing how my skills can contribute to your team. Please feel free to contact me at your convenience.

End your letter with a formal and courteous closing. Suitable options include "Best", "Sincerely", "Respectfully", and "Thank you".

Here's a template for Closing & Salutation:

This is the best approach I can suggest for writing a great cover letter, but I highly recommend using WPS Office templates for this. The AI features in AIPal and WPS Office can help extract keywords and assist with writing, while the templates provide pre-written content tailored to the position you're applying for. This approach minimizes effort and frustration, especially when a job requires a cover letter, ensuring your application meets all necessary requirements effectively.

Use Word, Excel, and PPT for FREE, No Ads.

Edit PDF files with the powerful PDF toolkit.

Microsoft-like interface. Easy to learn. 100% Compatibility.

Boost your productivity with WPS's abundant free Word, Excel, PPT, and CV templates.

How to Proofread your Cover Letter- WPS Office

WPS Office is an all-around solution for various tasks, including writing a cover letter and securing your dream job. Beyond helping you create a polished cover letter, WPS Office also excels in proofreading it. With its AI-powered Proofreader, WPS Office ensures your cover letter is error-free and impactful.

WPS AI: To assist you in polishing your content：

WPS AI Proofreader is an essential tool for perfecting your cover letter with ease and confidence. As you craft your application, WPS AI Proofreader ensures your writing is polished to perfection. It goes beyond simple spell checks, offering real-time error detection for grammar, punctuation, and clarity. This means you can focus on expressing your skills and achievements effectively, without worrying about typos or awkward phrasing. With customizable settings and intuitive correction options, WPS AI Proofreader tailors its suggestions to fit your writing style, ensuring your cover letter maintains professionalism and clarity.

AIPal Chatbot: For ideas and consultation

AIPal is a great web-assistant throughout the process of refining and perfecting your cover letter through its robust proofreading and consultation capabilities. This AI-powered tool not only identifies grammatical errors and punctuation issues but also provides insightful suggestions to enhance the clarity and effectiveness of your ideas. AIPal ensures that your cover letter maintains a cohesive flow and communicates your qualifications effectively to potential employers.

1. How long should a Cover Letter be?

A cover letter should ideally be between half a page and a full page in length, with a word count ranging from 250 to 400 words. It is typically divided into three to six paragraphs. It's important to keep it brief and focused on relevant details.

2. What tone should I use in my Cover Letter?

To effectively convey the right tone in your cover letter, aim for a balance that is both professional and friendly.

Avoid overly formal language while maintaining a polished demeanor.

Tailor your communication style to fit the company's culture, showing genuine enthusiasm for the position without coming across as boastful or overly eager.

Use confident and positive language to articulate your qualifications clearly, avoiding jargon, informal expressions, or humor that could be misinterpreted.

This approach will ensure your cover letter reflects professionalism and authentic interest in the position.

3. Should I include references in my cover letter?

Typically, you do not need to include references in your cover letter unless the employer specifically requires them. Concentrate on highlighting your relevant qualifications and explaining why you are a strong match for the position.

Create An Impactful Cover Letter With WPS Office

Creating a compelling cover letter can often be the decisive factor in securing your dream job. It needs to showcase your expertise clearly and coherently, leaving no doubt about your suitability for the role. WPS Office provides a reliable solution where you can gather all the necessary information for when you are figuring out how to write a cover letter and ensure your cover letter resonates at the right level.

From templates perfectly tailored to the job position to extracting crucial keywords and summarizing job descriptions, WPS Office equips you with everything essential for writing a successful cover letter. Download AIPal today to streamline your job hunting journey and alleviate some of the frustrations along the way.

• 1. How to Write A Formal Letter - Steps with Examples
• 2. Top 10 Best Free Cover Letter Templates in Google Docs for 2024
• 3. The Best Cover Letter Sample for Job Application in Word Format
• 4. How to Use Chat GPT for Cover Letter - Prompt Example & Templates
• 5. How to Write a Cover Letter for Teaching Positions [Tips with Examples]
• 6. Best Free Cover Letter Template for 2024

15 years of office industry experience, tech lover and copywriter. Follow me for product reviews, comparisons, and recommendations for new apps and software.

• Work & Careers
• Life & Arts

Jobhunters flood recruiters with AI-generated CVs

To read this article for free, register for ft edit now.

Once registered, you can: • Read this article and many more, free for 30 days with no card details required • Enjoy 8 thought-provoking articles a day chosen for you by senior editors • Download the award-winning FT Edit app to access audio, saved articles and more

Explore our full range of subscriptions.

Why the ft.

See why over a million readers pay to read the Financial Times.

GOBankingRates works with many financial advertisers to showcase their products and services to our audiences. These brands compensate us to advertise their products in ads across our site. This compensation may impact how and where products appear on this site. We are not a comparison-tool and these offers do not represent all available deposit, investment, loan or credit products.

Give AI $100K To Invest and See How Much It Makes in a Month

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology .

20 Years Helping You Live Richer

Reviewed by Experts

Trusted by Millions of Readers

There are a lot of things that popular AI ChatGPT can do, such as write the perfect cover letter to get a job, analyze a text and summarize it all within seconds, and maybe even find a way to make you some money , as well. With artificial intelligence (AI) ramping up its expertise every day, it was only a matter of time before it got into the investing game.

But how much can ChatGPT — and other AI platforms — help with your investments? GOBankingRates asked some money and tech experts about what happens if you give ChatGPT $100,000 to invest .

Understand What AI Does — And Doesn’t Do

It’s important to keep in mind that, while ChatGPT may give you information and context on investments, it doesn’t do the investing for you.

“It’s crucial to clarify a fundamental misconception: ChatGPT, or any AI language model, cannot directly invest money,” said Abid Salahi, a co-founder of FinlyWealth . He described the notion of ChatGPT receiving $100,000 to place in a portfolio as a misunderstanding of the capabilities that artificial intelligence possesses, as well as the investment process at large.

ChatGPT is not the AI-generated algorithm that several fintech firms and robo-advisors use to sort through market data analysis, determine risk tolerance and get tips for portfolio allocations. However, there are other methods, such as AI-enhanced research tools, that can make money moves beyond anything the investment world has seen before.

Using AI To Invest

Salahi explained that AI-enhanced investing platforms manage investors’ funds based on AI-driven insights. “Investors and financial advisors use AI-powered analytics tools to process vast amounts of economic data, identify trends and generate investment ideas.”

He added, “Human experts still make the final investment decisions,” so it’s not all in the hands of AI technology. In fact, Salahi cautioned anyone looking to invest to not have an over reliance on AI.

Human Insight Still Matters

“Some investors need to understand the underlying logic to invest more in AI predictions,” Salahi explained, adding that this leads to ignoring market fundamentals. “AI might identify patterns but can’t predict unexpected events or market shifts.”

Make your money work for you

Get the latest news on investing, money, and more with our free newsletter.

By subscribing, you agree to our Terms of Use and Privacy Policy . Unsubscribe at any time.

You're now subscribed to our newsletter. Check your inbox for more details.

Lack of oversight is another problem with artificial intelligence money platforms, Salahi said. “Automated AI-driven trading without human supervision can lead to significant losses if algorithms malfunction.”

Investing $100K With AI

“Regarding personal stories of $100K investments, it’s important to note that investment returns can vary widely, and past performance doesn’t guarantee future results,” said Salahi. “In my experience, clients using AI-enhanced investment tools as part of a broader strategy have seen returns ranging from 5% to 15% in a month during [favorable] market conditions.”

One of Salahi’s clients, who wished to remain anonymous, shared their experience. “I invested $100,000 in an AI-assisted robo-advisor platform last year. In the first month, my portfolio grew by 7.2%. But it’s crucial to understand that this was during a bull market, and the following months saw both gains and losses.”

Investing in Your Business

Chris Dukich, the owner of Display Now , discussed the process of creating a customer service optimization and marketing outreach automation platform utilizing a conversational AI tool that uses ChatGPT’s API. Putting $100,000 into the project, with the goal of decreasing response times while amping up lead quality via customer interactions, Dukich noticed a 40% decrease in average time taken to respond by support agents, along with 15% rise in lead conversion rates.

“These figures alone meant huge returns on investment, because all those extra sales were directly attributable only to those parts of our system [that] had been upgraded thanks [to] chatbots’ ability provide customers with accurate information about products or services they wanted quickly enough so that we could close deals, henceforth earning additional $120,000 during that month alone,” Dukich explained.

Other business owners, while they may not have given $100,000 to ChatGPT for a return on investment, have also found that the integration of AI platforms into their companies has increased customer interaction workflow, in addition to cutting down support costs by about 60% in the first 90 days.

With the resources freed up in these departments, expansion across the company could happen elsewhere, with one business owner reporting a 25% increase in productivity companywide.

So, while this might be an indirect ROI from injecting money into AI, several business owners told GOBankingRates that this has been a significant change to their business model, opening new doors for increased profitability and sustained growth.

Even with the amount of progress along ChatGPT and other AI platforms, Dukich noted that there are a couple of things he would do differently on the next go around, mostly by not underestimating the learning curve.

“Unlike many other plug-and-play systems out there today, machine learning algorithms still require much effort before becoming useful tools for organizations like ours — people need not only [to] understand them but have very specific knowledge about their own enterprises’ operations, too,” Dukich said.

Should You Invest With AI?

The majority of experts who responded to GOBankingRates’ request to weigh in on this topic resoundingly said that it’s not a good idea to give ChatGPT any money, let alone an amount like $100,000 for an initial investment.

That’s because if you are a business owner — well established or just starting out — you need to have access to capital funds at a moment’s notice to cover expenses. Should you find yourself relying on a return on investment strategy set up on an AI to produce a revenue stream, the chances are high that you’ll miss out on time sensitive deals, transactions and other opportunities.

Many experts did give AI its due, pointing out how artificial intelligence platforms have paved a new path of the automation of simple tasks. At the end of the day, however, it does not replicate or replace the judgment of living people who have a relationship to each other, as well as their finances. Technology, even with its advanced upgrades and expansions, continues to have limitations and should not be relied on for financial investment moves.

A generic bot currently cannot provide real world expertise and offer wisdom from a history of understanding market problems and solutions like a human being.

More From GOBankingRates

• Mechanics Explain Why You Should Never Buy These 6 Popular Car Brands
• 5 Best Deals To Buy at Big Lots in August 2024
• 5 Genius Things People With Healthy Savings Do
• 9 Things the Middle-Class Should Consider Downsizing To Save on Monthly Expenses

Share This Article:

Related Content

5 Best Investments To Make in Retirement To Keep Building Wealth

August 13, 2024

I'm a Financial Expert: This Is How I Pick My Long-Term Investments

August 12, 2024

Investing Strategies Each Generation Is Using To Build Wealth

August 09, 2024

7 Ways To Invest If Your Kids' College Investments Are Not Earning Enough

Fiscal Quarters (Q1, Q2, Q3, Q4) Explained and What They Mean for Investors

August 10, 2024

I'm a Financial Advisor: 6 Keys To Managing Investments During an Election

Where Do Millionaires and Billionaires Keep Their Money?

How Much Is a Gold Bar Worth?

17 Stock Perks That Will Blow Your Mind

How To Turn $100K Into A Million: Your Step-By-Step Guide

I Started Investing on a $46K Salary: How You Can Build a Portfolio To Double Your Salary, Too

How To Invest In Gold: 4 Best Ways to Buy and Sell

August 08, 2024

I'm an Investor: 5 Investing Tips I've Followed From Warren Buffett

I'm a Financial Advisor: 5 Things You Should Never Do When the Stock Market Plunges

August 07, 2024

I'm an Investor: I'm Making These Money Moves Immediately If Trump Wins

I'm a Financial Advisor: Why Your Portfolio Should Be 5% Fun and 95% Safe

August 06, 2024

• Best Investing Books
• Best Wealth Management Firms
• Best Investment Apps
• Safe Investments
• Stock Perks
• Investing for Beginners
• Gold Bar Worth

BEFORE YOU GO

See today's best banking offers.

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

For our full Privacy Policy, click here .

Looks like you're using an adblocker

Please disable your adblocker to enjoy the optimal web experience and access the quality content you appreciate from GOBankingRates.

• Click the ad blocker extension icon to the right of the address bar
• Disable on this site
• Refresh the page
• Click on the icon to the left of the address bar
• Disable Tracking Protection
• Click the blue ghost icon to the right of the address bar
• Disable Ad-Blocking, Anti-Tracking, and Never-Consent